“The Impact of Global Pandemics on Small and Medium-scale Enterprises in Developing Countries: The Nigerian Example”, AJPDIS, vol. 4, no. 1, pp. 31–37, Jan. 2026, Accessed: Jan. 26, 2026. [Online]. Available: https://www.grnjournal.us.e-scholar.org/index.php/AJPDIS/article/view/8969